{"id":569,"date":"2022-04-14T15:38:00","date_gmt":"2022-04-14T15:38:00","guid":{"rendered":"http:\/\/lezamaasesores.com\/gabinete\/?page_id=569"},"modified":"2022-04-14T15:48:14","modified_gmt":"2022-04-14T15:48:14","slug":"irph","status":"publish","type":"page","link":"http:\/\/lezamaasesores.com\/gabinete\/irph\/","title":{"rendered":"IRPH"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"569\" class=\"elementor elementor-569\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca49c75 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca49c75\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ed74dab\" data-id=\"ed74dab\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54dde2c elementor-widget elementor-widget-aux_breadcrumbs\" data-id=\"54dde2c\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"aux_breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"aux-elementor-breadcrumbs\"><p class=\"aux-breadcrumbs\"><span class=\"aux-breadcrumb-sep breadcrumb-icon auxicon-chevron-right-1\"><\/span><span><a href=\"http:\/\/lezamaasesores.com\/gabinete\" title=\"Home\">Home<\/a><\/span><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-470c490 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"470c490\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-197fc36\" data-id=\"197fc36\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a6bc7b elementor-widget elementor-widget-image\" data-id=\"5a6bc7b\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"81\" src=\"http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/White.svg\" class=\"attachment-large size-large\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2fa6b72 elementor-widget elementor-widget-text-editor\" data-id=\"2fa6b72\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.2 - 04-04-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Calcula lo que puedes recuperar anulando la cl\u00e1usula IRPH de tu hipoteca y sustituy\u00e9ndola por Eur\u00edbor &gt;<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bde1309\" data-id=\"bde1309\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7bc11dc elementor-widget elementor-widget-aux_modern_button\" data-id=\"7bc11dc\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"aux_modern_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t    <div class=\"aux-modern-button-wrapper aux-modern-button-align-center\" >\n                    <a class=\"aux-modern-button aux-black aux-modern-button-xl aux-modern-button-normal aux-modern-button-default aux-icon-\">\n                <div class=\"aux-overlay\"><\/div>\n                                    <div class=\"aux-icon \">\n                                            <\/div>\n                                <div class=\"aux-text\">\n<span class=\"aux-text-before\">SOLICITAR INFORMACI\u00d3N<\/span>                <\/div>\n            <\/a>\n            \n    <\/div>\n\n    \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8a1b1ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8a1b1ab\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2db0de7\" data-id=\"2db0de7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c21c5f elementor-widget elementor-widget-text-editor\" data-id=\"0c21c5f\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2><span style=\"color: #d76b41;\">El IRPH vuelve a Europa.<\/span><\/h2><p>Un Juzgado de Mallorca eleva por tercera vez la cuesti\u00f3n a Europa y pide al Tribunal Europeo que sea \u201ccontundente, claro y preciso\u201d. La resoluci\u00f3n del <strong>TJUE<\/strong> determin\u00f3 que para que la cl\u00e1usula <strong>IRPH<\/strong> sea transparente el consumidor debe disponer de informaci\u00f3n suficiente y clara que le permita comprender las condiciones y consecuencias econ\u00f3micas del mismo. Instaba a los jueces nacionales a analizar en cada caso el car\u00e1cter oscuro y abusivo del clausulado IRPH de su pr\u00e9stamo hipotecario.<\/p><p>Pero, como viene haciendo con anterioridad, el 28 de enero de 2022 el Tribunal Supremo ha vuelto a dictar una sentencia pro banco. En su breve sentencia (cuesti\u00f3n \u00e9sta que nos llama poderosamente la atenci\u00f3n al tratarse de un asunto tan relevante), pretende evitar el control de transparencia y abusividad del IRPH al dar \u201cpor bueno\u201d el \u00edndice de forma general, es decir, por definici\u00f3n y sin entrar a analizar el caso y las circunstancias concretas del consumidor al que se le estaba imponiendo este \u00edndice.<\/p><p>Desde Juan Serrano Abogados, estamos dispuestos a agotar todas las instancias tanto nacionales como europeas, para que la voz del consumidor sea escuchada y sus derechos sean defendidos. Nuestra postura es compartida por muchos jueces abogados y expertos en derechos del consumidor. Prueba de ello es que este esta jueza traslada por tercera la cuesti\u00f3n del IRPH al TJUE, haci\u00e9ndole quince preguntas para que su resoluci\u00f3n sea lo m\u00e1s contundente posible y el TS no pueda hacer interpretaciones como las que ha estado haciendo hasta ahora.<\/p><p>Recomendamos <strong>no firmar ning\u00fan documento sobre IRPH con el banco<\/strong> sin que lo haya examinado un abogado experto. Con la aceptaci\u00f3n de la propuesta de las entidades financieras o entidades de cr\u00e9dito es probable que est\u00e9s renunciando a la posibilidad de emprender acciones legales adem\u00e1s de que puede no ser el acuerdo que m\u00e1s te favorece a ti, pero s\u00ed al banco.\u00a0<\/p><div class=\"aa-shortcode-list-header-icon\"><div class=\"list-icon rocket-lazyload lazyloaded\" data-ll-status=\"loaded\">\u00a0<\/div><div class=\"list-body\"><h2><span style=\"color: #d76b41;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-296\" src=\"http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/pregunta-300x300.png\" alt=\"\" width=\"47\" height=\"47\" srcset=\"http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/pregunta-300x300.png 300w, http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/pregunta-150x150.png 150w, http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/pregunta.png 512w\" sizes=\"auto, (max-width: 47px) 100vw, 47px\" \/> \u00a0 \u00bfQu\u00e9 es el IRPH?<\/span><\/h2><p>El <strong>IRPH<\/strong> o \u00cdndice de Referencia de Pr\u00e9stamos Hipotecarios, confeccionado por el Banco de Espa\u00f1a, es uno de los tipos de inter\u00e9s m\u00e1s utilizados en nuestro pa\u00eds junto con el Euribor. Las hipotecas referenciadas a este \u00edndice poseen un <strong>tipo de inter\u00e9s muy elevado<\/strong> que se extrae haciendo una media de los intereses aplicados por cajas de ahorro y bancos.\u00a0 Sobre este \u00edndice planea la sospecha de la <strong>falta de transparencia<\/strong> en su comercializaci\u00f3n por parte de los bancos. La causa fue llevada al \u00e1mbito de la Uni\u00f3n Europea despu\u00e9s de que el <strong>Supremo<\/strong> no lo considerara abusivo.<\/p><\/div><\/div><div class=\"aa-shortcode-list-header-icon\"><div class=\"list-icon rocket-lazyload lazyloaded\" data-ll-status=\"loaded\">\u00a0<\/div><div class=\"list-body\"><h2><span style=\"color: #d76b41;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-468\" src=\"http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/impuesto-300x300.png\" alt=\"\" width=\"47\" height=\"47\" srcset=\"http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/impuesto-300x300.png 300w, http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/impuesto-150x150.png 150w, http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/impuesto.png 512w\" sizes=\"auto, (max-width: 47px) 100vw, 47px\" \/> \u00a0 \u00bfQu\u00e9 se reclama?<\/span><\/h2><p>Declarado nulo el IRPH, un juez nacional permitir\u00e1 al consumidor elegir entre mantener vivo el pr\u00e9stamo con un \u00edndice sustitutivo o resolver el contrato. La sustituci\u00f3n por otro \u00edndice, en el caso de declaraci\u00f3n de nulidad del IRPH, es desde la firma de la hipoteca.<\/p><p>Los efectos de esta sentencia no est\u00e1n limitados temporalmente. Es decir, todos los cliente afectados podr\u00e1n reclamar \u00edntegramente las cantidades pagadas de m\u00e1s en pr\u00e9stamos con IRPH.<\/p><p>En l\u00edneas generales, para una hipoteca de 170.000 euros a devolver en 25 a\u00f1os, con tipo de inter\u00e9s variable de IRPH + 0,8% de diferencial, una familia puede recuperar 38.000\u20ac.<\/p><p><span style=\"color: #d76b41;\"><strong>No te quedes con la duda, ll\u00e1manos al 964 531 776 y te decimos cu\u00e1nto puedes recuperar y c\u00f3mo hacerlo.<\/strong><\/span><\/p><\/div><\/div><div class=\"aa-shortcode-list-header-icon\"><div class=\"list-icon rocket-lazyload lazyloaded\" data-ll-status=\"loaded\">\u00a0<\/div><div class=\"list-body\"><h2><span style=\"color: #d76b41;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-297\" src=\"http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/lawyer-300x300.png\" alt=\"\" width=\"47\" height=\"47\" srcset=\"http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/lawyer-300x300.png 300w, http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/lawyer-150x150.png 150w, http:\/\/lezamaasesores.com\/gabinete\/wp-content\/uploads\/2022\/04\/lawyer.png 512w\" sizes=\"auto, (max-width: 47px) 100vw, 47px\" \/> \u00a0 \u00bfPor qu\u00e9 Juan Serrano Abogados?<\/span><\/h2><p>Disponemos de una amplia experiencia en reclamaciones bancarias, con un equipo de profesionales especializados en reclamar los productos abusivos que vulneran los derechos del consumidor como el \u00edndice IRPH.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9cb646c\" data-id=\"9cb646c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8e6b492 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8e6b492\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section aux-sticky-piece elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e5d9264\" data-boundaries=\"1\" data-use-transform=\"1\" data-sticky-margin=\"0\" data-sticky-off=\"1024\" data-id=\"e5d9264\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eca5c23 elementor-widget elementor-widget-aux_modern_search\" data-id=\"eca5c23\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"aux_modern_search.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"aux-modern-search\">        <div class=\"aux-modern-search-wrapper\" >\n            <button class=\"aux-search-submit aux-search-fullscreen\" data-target=\".aux-search-popup-eca5c23\" >\n                                    <i class=\"auxicon-search-4 auxicon\"><\/i>\n                                <span class=\"aux-submit-text\" >Buscar<\/span>\n            <\/button>\n        <\/div>\n            <div class=\"aux-search-popup aux-search-popup-eca5c23\">\n            <div class=\"aux-panel-close\">\n                <div class=\"aux-close aux-cross-symbol aux-thick-medium\"><\/div>\n            <\/div>\n            <div class=\"aux-search-popup-content\">\n                        <div class=\"aux-search-form aux-search-ajax\">\n                <form action=\"http:\/\/lezamaasesores.com\/gabinete\/\" method=\"get\" >\n                <div class=\"aux-search-input-form\">\n                    <input type=\"text\" class=\"aux-search-field\" placeholder=\"\" name=\"s\" autocomplete=\"off\" data-post-types=\"[&quot;post&quot;,&quot;page&quot;]\" \/>\n                    <input type=\"hidden\" name='post_type' value=\"post,page\">\n                                                                                            <div class=\"aux-submit-icon-container auxicon-search-4\">\n                                <input type=\"submit\" class=\"aux-iconic-search-submit\" value=\"Search\" >\n                            <\/div>\n                                                            <\/div>\n            <\/form>\n        <\/div>\n                                        <div class=\"aux-search-ajax-container\">\n                        <div class=\"aux-search-ajax-output\"><\/div>\n                        <div class=\"aux-loading-spinner aux-spinner-hide\">\n                            <div class=\"aux-loading-loop\">\n                            <svg class=\"aux-circle\" width=\"100%\" height=\"100%\" viewBox=\"0 0 42 42\">\n                                <circle class=\"aux-stroke-bg\" r=\"20\" cx=\"21\" cy=\"21\" fill=\"none\"><\/circle>\n                                <circle class=\"aux-progress\" r=\"20\" cx=\"21\" cy=\"21\" fill=\"none\" transform=\"rotate(-90 21 21)\"><\/circle>\n                            <\/svg>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-29755f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29755f7\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4fd90c7\" data-id=\"4fd90c7\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e7788ec elementor-widget elementor-widget-text-editor\" data-id=\"e7788ec\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>183.831<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4edba88 elementor-widget elementor-widget-text-editor\" data-id=\"4edba88\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>sentencias ganadas<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-df559b4\" data-id=\"df559b4\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48d0bab elementor-widget elementor-widget-text-editor\" data-id=\"48d0bab\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>290.615<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c93a09e elementor-widget elementor-widget-text-editor\" data-id=\"c93a09e\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>personas representadas<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ba28c12 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ba28c12\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e8f3c92\" data-id=\"e8f3c92\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68aed20 elementor-widget elementor-widget-text-editor\" data-id=\"68aed20\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>99%<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b80b15e elementor-widget elementor-widget-text-editor\" data-id=\"b80b15e\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>de \u00e9xito en 1\u00aa instancia<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-588f046\" data-id=\"588f046\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4e24b3a elementor-widget elementor-widget-text-editor\" data-id=\"4e24b3a\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>99%<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7f2e45 elementor-widget elementor-widget-text-editor\" data-id=\"e7f2e45\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>de \u00e9xito en apelaciones<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ecd34af elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ecd34af\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-abed994\" data-id=\"abed994\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c5a1f1 elementor-widget elementor-widget-text-editor\" data-id=\"3c5a1f1\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Dinero recuperado<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9d58ea elementor-widget elementor-widget-text-editor\" data-id=\"e9d58ea\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>122.922,9 \u20ac<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-221a742 elementor-widget elementor-widget-text-editor\" data-id=\"221a742\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"last-update\">\u00daltima actualizaci\u00f3n: 14\/04\/2022<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c4cf207 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c4cf207\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b062a13\" data-id=\"b062a13\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-132102a elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"132102a\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"auxicon auxicon-location\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee50afa elementor-widget elementor-widget-text-editor\" data-id=\"ee50afa\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Despacho Juan Serrano<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-71fda17 ekit-sticky--top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"71fda17\" data-element_type=\"section\" data-settings=\"{&quot;ekit_sticky&quot;:&quot;top&quot;,&quot;ekit_sticky_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:17,&quot;sizes&quot;:[]},&quot;ekit_sticky_on&quot;:&quot;desktop_tablet_mobile&quot;,&quot;ekit_sticky_effect_offset&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"aux-parallax-section elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-91c0615\" data-id=\"91c0615\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e48aec0 elementor-widget elementor-widget-text-editor\" data-id=\"e48aec0\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Contacta con nosotros<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f4a02b elementor-widget elementor-widget-aux_contact_form\" data-id=\"5f4a02b\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"aux_contact_form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<section class=\"widget-container aux-widget-contact-form aux-parent-au603bb4bb\" style=\"\" >            <div class=\"aux-col-wrapper aux-no-gutter\">\n            <!-- @TODO - The output for element here -->\n\n            <div role=\"form\" class=\"wpcf7\" id=\"wpcf7-f153-o1\" lang=\"es-ES\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/gabinete\/wp-json\/wp\/v2\/pages\/569#wpcf7-f153-o1\" method=\"post\" class=\"wpcf7-form init\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"153\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.5.6\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"es_ES\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f153-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><label><br \/>\n    <span class=\"wpcf7-form-control-wrap text-572\"><input type=\"text\" name=\"text-572\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Nombre\" \/><\/span> <\/label><\/p>\n<p><label><br \/>\n    <span class=\"wpcf7-form-control-wrap text-573\"><input type=\"text\" name=\"text-573\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Apellidos\" \/><\/span> <\/label><\/p>\n<p><label><br \/>\n    <span class=\"wpcf7-form-control-wrap email-32\"><input type=\"email\" name=\"email-32\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Correo\" \/><\/span> <\/label><\/p>\n<p><label><br \/>\n    <span class=\"wpcf7-form-control-wrap text-695\"><input type=\"text\" name=\"text-695\" value=\"\" size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Tel\u00e9fono\" \/><\/span> <\/label><\/p>\n<p><label><br \/>\n    <span class=\"wpcf7-form-control-wrap textarea-407\"><textarea name=\"textarea-407\" cols=\"40\" rows=\"10\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Mensaje\"><\/textarea><\/span> <\/label><\/p>\n<p><label><br \/>\n    <span class=\"wpcf7-form-control-wrap acceptance-939\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-939\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">Acepto las condiciones de uso y la <a href=\"\/politica-privacidad\">Pol\u00edtica de Privacidad<\/a>.<\/span><\/label><\/span><\/span><\/span> <\/label><\/p>\n<p><label><br \/>\n    <span class=\"wpcf7-form-control-wrap acceptance-392\"><span class=\"wpcf7-form-control wpcf7-acceptance optional\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-392\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">Deseo recibir comunicaciones comerciales de Juan Serrano Abogados en funci\u00f3n de mi comportamiento y mis preferencias personales, en los t\u00e9rminos previstos en la <a href=\"\/politica-privacidad\">Pol\u00edtica de Privacidad<\/a>.<\/span><\/label><\/span><\/span><\/span> <\/label><\/p>\n<p><label>Este sitio est\u00e1 protegido con tecnolog\u00eda de Google reCAPTCHA V3 y como tal, se apoya en la Pol\u00edtica de Privacidad y T\u00e9rminos de Uso de Google. Es preciso aceptar las cookies para enviar el formulario.<\/label><\/p>\n<p><input type=\"submit\" value=\"Enviar\" class=\"wpcf7-form-control has-spinner wpcf7-submit\" \/><\/p>\n<div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div><\/form><\/div>\n\n            <\/div><!-- aux-col-wrapper -->\n    <\/section><!-- widget-container -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home Calcula lo que puedes recuperar anulando la cl\u00e1usula IRPH de tu hipoteca y sustituy\u00e9ndola por Eur\u00edbor &gt; SOLICITAR INFORMACI\u00d3N El IRPH vuelve a Europa. Un Juzgado de Mallorca eleva por tercera vez la cuesti\u00f3n a Europa y pide al Tribunal Europeo que sea \u201ccontundente, claro y preciso\u201d. La resoluci\u00f3n del TJUE determin\u00f3 que para [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-569","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/lezamaasesores.com\/gabinete\/wp-json\/wp\/v2\/pages\/569","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/lezamaasesores.com\/gabinete\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/lezamaasesores.com\/gabinete\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/lezamaasesores.com\/gabinete\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/lezamaasesores.com\/gabinete\/wp-json\/wp\/v2\/comments?post=569"}],"version-history":[{"count":10,"href":"http:\/\/lezamaasesores.com\/gabinete\/wp-json\/wp\/v2\/pages\/569\/revisions"}],"predecessor-version":[{"id":580,"href":"http:\/\/lezamaasesores.com\/gabinete\/wp-json\/wp\/v2\/pages\/569\/revisions\/580"}],"wp:attachment":[{"href":"http:\/\/lezamaasesores.com\/gabinete\/wp-json\/wp\/v2\/media?parent=569"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}